BusinessFundingApplication

1What we do

Credit Stacking LLC is a referral and marketing partner that helps business owners explore funding options, including credit card stacking. We are not a lender, and we do not make credit or lending decisions. Funding, if any, is offered by independent lenders and is subject to their credit approval, underwriting and terms.

This website is not endorsed by Facebook or Meta Platforms, Inc.

2No guarantee of approval or terms

All funding is subject to credit approval and standard underwriting guidelines. Funding amounts, interest rates, fees, terms and collateral requirements vary by lender, product and applicant. Amounts, rates and promotional periods shown on the Site, such as ranges of potential funding or introductory 0% interest periods, are examples only; they are not offers or promises, availability varies, and additional requirements may apply. Promotional rates may end and standard rates may then apply. Terms may change without notice.

3Who may use the Site

You must be at least 18 years old and have the authority to act on behalf of the business you describe. Lenders may require, among other things, an active legal business entity such as an LLC or corporation, and may have their own eligibility rules.

4Preliminary, self-reported results

The result shown after you submit the application is preliminary and is based only on the self-reported information you provide, such as ranges for your credit score and household income. It is not a credit approval, a lending decision, an offer of credit or a guarantee of funding. Lenders make their own decisions and may require verification of your information.

We do not perform a credit check through the Site. Any credit review that may be needed later will take place separately and only with your clear authorization.

5Your information

You agree to provide information that is accurate, current and complete, and to update it if it changes. Do not submit a Social Security number, date of birth, bank account or login details, payment card numbers, or credit bureau credentials through the Site. We may decline to process, or may remove, information that violates these Terms.

6Communications

By submitting the application you agree that we and our service providers may contact you about your application by email and, if you provide a phone number, by phone. If you opt in to marketing emails, we may also send you tips and updates. You can unsubscribe from marketing at any time.

7Appointments

If an appointment is offered or required, it is not booked until you receive a confirmation from the scheduling provider. Opening a calendar link does not by itself book an appointment.

8Fees

Any fees charged by us, a lender or a partner will be disclosed to you before you agree to them. Please read all lender and partner agreements carefully before accepting them.

9Lenders, partners and linked sites

Lenders and other partners are independent of us. Their products, services and websites are governed by their own terms and privacy policies, and we are not responsible for their actions, content or decisions. A reference or link to a third party is not an endorsement or a guarantee of any outcome.

10Acceptable use

You agree not to:

• Provide false, misleading or fraudulent information, or submit information about another person or business without authority.
• Interfere with or disrupt the Site, attempt unauthorized access, or introduce malicious code.
• Use automated tools to scrape, harvest or submit data in bulk without our written permission.
• Use the Site for any unlawful purpose or in violation of these Terms.

11Intellectual property

The Site, including its text, graphics, logos and design, is owned by Credit Stacking LLC or its licensors and is protected by intellectual property laws. You may view and use the Site for your own business purposes, but you may not copy, modify, distribute or create derivative works from it without our written permission.

12Disclaimers

The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the Site will be uninterrupted or error-free, or that any result, estimate or information on it is complete or accurate. Nothing on the Site is financial, legal, tax or credit advice.

13Limitation of liability

To the fullest extent permitted by law, Credit Stacking LLC and its owners, employees and affiliates will not be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue, data or business opportunities, arising from or related to your use of the Site or any decision made by a lender or partner. Our total liability for any claim relating to the Site will not exceed one hundred U.S. dollars ($100). Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

14Indemnification

You agree to indemnify and hold harmless Credit Stacking LLC and its owners, employees and affiliates from claims, losses and expenses, including reasonable attorneys' fees, arising from your breach of these Terms or your misuse of the Site.

15Changes to the Site and Terms

We may change, suspend or discontinue any part of the Site at any time. We may update these Terms from time to time; the effective date above shows the latest version, and your continued use of the Site after a change means you accept the updated Terms.

16Governing law and disputes

These Terms are governed by the laws of the State of Georgia and the State of Arizona, without regard to their conflict-of-law rules. If you or your business are located in Georgia, the laws of Georgia apply; if you or your business are located in Arizona, the laws of Arizona apply.

Before filing a claim, you agree to try to resolve the dispute informally by contacting us. Any dispute that cannot be resolved informally will be brought in the state or federal courts located in the state whose laws apply to you (Georgia or Arizona), and you consent to their jurisdiction, except where the law of your state requires otherwise.

If any provision of these Terms is found unenforceable, the remaining provisions will stay in effect.

17Contact us

Questions about these Terms? Write to us at Credit Stacking LLC, E Shetland St, Queen Creek, AZ 85142.